We are a custom Fintech software development services provider that is well-versed in utilizing cutting-edge technologies to build a feature-rich solution. We aim to address finance business-specific challenges and overcome them with robust digital software. Our development strategy includes safeguarding sensitive information through various methods and complying with every financial regulation (PSD2, PCI-DSS, AML, GDPR). Moreover, we fix mundane tasks by streamlining them to reduce manual dependencies and save operational costs. Contact us as we help with consultation, development, testing, and deployment of all Fintech platforms.
We build secure and easy-to-use fintech solutions that makes financial processes smoother for small mid and large-scale businesses. We protect sensitive data with advanced security methods and follow all major financial regulations such as PSD2, PCI-DSS, AML, and GDPR. We support you at every stage of the project, from consultation to development and launch. Even after completing the entire project, we make sure that the product we have developed works well without any disruption. Let’s develop a fintech software for your business. Here is what we cover in our financial software development services.
As part of our Fintech software development services, we provide strategic consultation with in-depth analysis on challenges related to financial digital transformation. We undertake complete responsibility for advising on compliance, product planning, design, and development, as well as testing and deploying. Our Fintech consultants even help with defining architecture, risk assessment, mitigation strategies, and technology selection. So, let’s get started today.
Our Fintech app solutions empower your customer requirements and business models. They are compliant, secure from vulnerabilities, and scalable when required. Hire fintech software developers with hands-on experience developing real-time functionality and offering seamless user experiences. At SPEC INDIA we are well-versed with technologies like Node, Flutter and React Native. We help our clients develop Fintech apps like P2P systems, neo banking apps, POS systems, and Defi platform development. So, share your requirements now and get them built with industry experts.
If you want to connect investors with innovative ideas, then you are just a click away. Build a crowdfunding platform with capabilities like multi-level KYC, AML compliance, and automated payment workflows. Partner with a Fintech software development company that supports donations and is also built upon reward-based models. We aim to make fundraising effortless by implementing escrow integrations, transparent analytics, user-centric dashboards, and more.
As a financial software development company, we build mobile apps that make banking and payments simple, quick, and secure. Our banking software development service includes mobile-enabled payment systems, mobile banking apps, and support for a wide range of financial and non-financial transactions. We make sure that your users can manage their finances anytime, anywhere with complete confidence.
We develop end-to-end lending platforms that help lenders manage the full loan lifecycle with ease. The platform we develop bring everything at one place whether its isa digital onboarding, disbursement or EMI tracking. With our secure architecture, API integration and smart workflow we help lenders scale their operations, reduce manual tasks and deliver a faster and more transparent borrowing experience.
Another Fintech development service on the list is the provision of personalized financial dashboards to businesses. We help businesses in creating intuitive financial dashboards with real-time reporting capabilities. Our software developers with a strong background in fintech are very familiar with such tools, as Power BI, Tableau, and D3.js, to visualize data in depth. We assure to develop software that your teams and clients can comfortably access and track KPIs, transactions, and predictions.
We develop secure scalable fintech software specific to the work of NBFC. Our solutions encompass the entire lending process including digital onboarding, eKYC, automated lending, credit scoring, EMI processing and collections. We assist NBFCs to work more efficiently, afford less manual work, and offer a better customer experience using smart workflows, real-time dashboards, and smooth API integrations.
We build loan origination software that speeds up and simplifies the entire approval process—right from application and eKYC to credit checks and final decisioning. With automated workflows, rule-based engines, and real-time integrations, lenders can process applications faster, reduce manual work, and offer a smoother experience to customers.
The financial industry is experiencing an increased reliance on Artificial Intelligence (AI) in developing, securing, and personalizing financial products. At SPEC INDIA, we provide the tools to leverage this technology so that you can operate smartly. We use Artificial Intelligence (AI) in building fintech products and providing them with greater value than traditional methods of development. We use predictive analytics, intelligent automation, AI chatbots, and AI decision-making engines which helps you take decisions smartly and with confidence.
Cloud Cost is often out of control if you're not able to properly monitor and control it. We offer FinOps Services for Fintech Companies to enable effective management, optimization, and governance of Cloud cost while ensuring their systems continue to perform and comply with regulations. Get in touch with our Fintech experts to seamlessly manage your finance operations.
Modernize your financial software with secure, high-performing solutions built to replace your outdated systems which are somehow affecting your day-to-day operations. Our approach ensures a smooth transition, minimal downtime and zero data loss which are the top most challenges an enterprise face with their software’s. We focus on strengthening security and improving performance so that your teams can work faster, and can get real time insights whenever they want. Build your financial systems with confidence that are ready for today’s financial landscape and tomorrow’s opportunities.
Our Fintech experts leverage the most modern technologies, clubbed with detailed market analysis of financial, banking, and insurance sectors. Our customer-focused approach helps us in focusing more on how we can seamlessly transform their day-to-day operational processes. The software solutions that we offer bridges the gap between their traditional approach to modern digital pathway which helps businesses in standing out in this digital era.
Our tailor-made portfolio management solutions are developed based on quantitative models, live market data, and predictive analytics. The portfolio management solution we develop works perfectly with other tools such as asset management and market analysis platforms. In a single solution you can easily perform stock tracking, portfolio calculations, automated alerts, and can get smart notifications to assist users in making faster decisions.
Our loan and mortgage solutions covers each activity which comes under loan and mortgage processing system like loan applications, risk scoring, credit checks, collections, and repayment tracking. With workflow automation and rule-based engines, you can cut manual errors, reduce processing time, and improve profitability across lending operations.
We build secure and easy-to-use mobile and web apps for banking and personal finance. Our solutions support mobile banking, digital onboarding, CRM/ERP migration, client scoring, and payment integrations. Each platform is designed with strong security, seamless UX, and scalable architecture.
We design fraud detection systems that monitor transactions in real time and identify suspicious behavior using big data techniques and machine learning patterns. With risk rules, anomaly detection, and advanced security protocols, we help financial companies act quickly and stay protected.
Our analytics solutions bring all your data together—CRM, ERP, spreadsheets, and more—to give you a 360° view of customer behavior and financial performance. Using dashboards, trend analysis, and predictive insights, businesses can make smarter and data-backed decisions at right time. It helps in better understanding the customer through the data they get.
We provide fintech solutions that combine real-time and historical market data from trusted sources. Our systems handle data aggregation, APIs, and analytics to deliver a unified view of stock movements and market trends. This helps businesses react quickly and make informed investment decisions.
We are among the best fintech software development companies globally. Our team of fintech app developers designs intuitive fintech solutions that remove the confusion from finance. We deliver clarity, speed, and convenience to your users with a custom-made fintech platform.
Let’s Simplify Finance
We build end-to-end software for NBFCs based on their business model and operational requirements. Since customer onboarding, eKYC, document management, loan origination, payments, and portfolio tracking, are seamlessly integrated, each module is designed to integrate with the rest. The platform we develop are scalable and it enables NBFCs to expand operations to any extent as the regulatory requirements or business requirements evolve.
Automated loan processing workflows are developed to match your specific approval logic and lending policie. We assist NBFCs in mitigating their dependency on manual processes and the time associated with manual decision-making. We do this by applying rule-based decision engines, digital verification, and configurable workflows which are necessary in todays time if you have to be proactive.
Custom made credit scoring models are created according to your risk tolerance, target market, and data sources. There are predictive models, alternative data and risk parameters, which are set to facilitate accurate credit assessment. This allow NBFCs to take rational lending decisions, reduce default risks and change scoring logic. They can change it as per their business goals and requirements.
EMIs and payment automation capabilities are built into the platform to support your repayment structure and collection strategy. The EMI and Payment automation solution we develop involves EMI calculations, automated reminders, auto debits, reconciliations and instant payment status. Moreover the integration of a secure payment gateway facilitates safe transactions and enhances effectiveness and convenience in the collection processes.
Our compliance strategy is integrated from the start; The NBFC software created by us is compliant with both the guidelines from RBI and with the Data Security Guidelines (ISG) mandated under those guidelines. Through this we ensure that your operations remain compliant at every step and you will be informed at every stage. To maintain compliance and build trust with clients, we utilize audit log files, role-based access permission, and settings to enable clients to easily monitor their internal compliance.
Through our NBFC Loan Management Services provides clients with a unique solution tailored to the entire lifecycle of loans, including disbursement, interest calculation, overdue tracking, and loan collection. The system provides clients with dashboards, alerts, and analytics built around their unique key performance indicators (KPIs) to give clients a total view of their portfolio, helping streamline the process of recovering amounts owed and collections follow-up.
Discover the diverse range of industries we proudly support with our innovative software solutions to companies of different business verticals. Our expertise spans multiple sectors, ensuring tailored services for every unique need.
We have hands-on experience modernizing legacy systems through strategic reengineering, cloud migration, and modular architecture. Our promise to upgrade your system performance lies in restructuring legacy-based software components and implementing serverless architecture or microservices. As a result, your customers will never face system downtime or performance issues.
You only need custom API development if you want to integrate your CRM with other tools. It acts as a bridge between your CRM and the tools you want to integrate with. Connect with a leading Fintech software development company to seamlessly integrate your marketing platforms, data analytics, or accounting systems. We enable the swift flow of data across platforms, creating a unified system that enhances operational workflow and performance and allows customers to gain deep insights.
We comply with SOC 2, PCI-DSS, GDPR, HIPAA, and PSD2 standards. Compliance is an integral part of our process when building custom Fintech software. Our team remains in touch with legal experts, performs regular audits, and implements compliance-focused features like audit trails and role-based access control.
We constantly research user experience and usability testing. Connect with our software development team to modernize your app’s engaging navigation, accessible design, and performance optimization. Our user experience enhancement service also includes identifying friction points that prevent upgrading the UX and fixing them on time.
Our software development lifecycle includes implementing end-to-end encryption, secure authentication protocols, threat modeling, and regular penetration testing before release. We adhere to OWASP best practices, which include securing, storing, managing, and transmitting data and preventing security vulnerabilities.
Scalability has become our top priority due to the increasing demand for digital platforms. Considering this, we utilize containerization, cloud-native solutions, and load balancing techniques. Irrespective of scaling (vertical or horizontal), our software architecture ensures it runs optimally well even with ample traffic inflow.
Absolutely. We are an AI development company with capabilities in detecting and preventing fraud, implementing AI-backed chatbots to attend to and solve customer queries in real time, and analyzing credit risks for customers using ML and NLP.
We follow agile methodologies, DevOps practices, CI/CD pipelines, and automation tools. We even undertake cross-functional collaboration and iterative releases, which drastically reduce development time and ensure high-quality work with minimal loopholes.
Connect with us today and let us analyze your digital software. Probably, there would be either faults in the architecture or failed system loopholes. In rare cases, it responds to incidents. Don’t worry. We will implement fault-tolerant architecture, automated failover mechanisms, incident response protocols, and real-time tracking, through which you will never face system downtimes. We even perform system health checks, resulting in unplanned system failures and maintaining fully functional services.
Absolutely, fill out the form and we will contact you quickly. We have expertise in a custom Fintech software team that not only helps you with development but also consists of deep industry expertise that includes digital payment gateway integrations, investment platforms, and many more.
SPEC House, Parth Complex, Near Swastik Cross Roads, Navarangpura, Ahmedabad 380009, INDIA.
+91-79-26404031, 32-33-34 
[email protected]
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